Delta Dental Plan
Claim the Benefits of Delta Dental Providers
A Delta Dental Plan is the dental plan that over 54 million people trust. Delta Dental is a leading nationwide dental insurance provider that offers affordable dental plans and programs for individuals, families, and groups. It currently got a 97% rating in the Brand Awareness and Perception Survey taken by The Long Group in 2008. The survey showed that Delta Dental had a good reputation mostly due to the quality of its care and the overall value that it provides to members. Its customer service system also contributes to the high level of trust that Delta Dental enjoys from its members.
A Delta Dental Plan is characterized by great savings, which is one of the many reasons why Delta is on top of the game as of now. All in all, the savings that Delta’s clients get reaches billions every year. This is because Delta Dental applies effective cost controls so that members will pay significantly less out-of-pocket costs.
You can avail of a dental plan from Delta Dental from any of the Delta Dental headquarters including the Delta Dental of California, the Delta Dental of Pennsylvania, the Delta Dental Insurance Company, and the Delta Dental of New York. Together, a total of 39 companies make up one of the largest dental solutions provider in the country, the Delta Dental Plans Association.
Which Delta Dental Plan is For You?
Some of the Delta dental plans available include:
- Delta Dental for Mid and Large Groups
- Delta Dental for Small Businesses
- Delta Dental for Individuals
1. Delta Dental for Mid and Large Groups
There is a Delta Dental Plan waiting to answer every need. So if you are looking for a dental plan package for medium-sized to large groups or organizations, Delta Dental offers plans with customized features and benefits to meet the needs of the entire organization.
The plans offer flexible dual choice options with combined premiums so enrollees can easily switch to different plans every month. The plans also involve out-of-network reimbursement percentiles and benefit levels that can be customized according to the size of your organization. Large groups can also choose from two plan designs, namely buy-up and high/low, so they can get the coverage that gives them the best benefits. These plans are available at different contribution setups, from full employer payment to voluntary employee contribution.
The fee-for-service plans also come with the D&P Maximum Waiver option, which expands the maximum limit of benefits that employees can get for preventive care. The plans also include orthodontics and dental implants, though this can be excluded at the request of the client.
2. Delta Dental for Small Businesses
Small businesses also have Delta Dental Plans customized to fit their needs. Delta Dental offers a wide variety of plan designs that are commonly requested by small organizations. All the plans give members access to the largest dental networks in the country. Currently, the small business plans enjoy outstanding employee satisfaction rates and service many small businesses scattered all over the country.
These small business dental plans are designed for easy use, so employees of small businesses can flex the plans according to their needs. The dental plans also come with the same D&P Maximum Waiver option to further promote good preventive care and overall dental health. The plans, however, are free from hidden charges, so employees are well-protected. All plans are really especially designed with a small-business budget in mind.
3. Delta Dental for Individuals
There is also a Delta Dental Plan to cater to the different needs of every individual. Delta Dental has made their plans as flexible as ever to make sure that all individuals have access to good dental care that their pockets can easily manage. The plans offer access to majority of the dental care providers in the country, so dental care not only becomes affordable; it also becomes convenient and easily accessible.
There are three types of Delta Dental Plans that you can choose from. There’s the Delta Dental PPO or Preferred Provider Organization plan. In this plan, dentists within the network have agreed to accept reduced fees as full payments for the services they provide. Under this plan, members can choose any dentist without referral. The participating dentists, however, reaches up to 119,400 locations, so why not choose a participating dentist to get maximum discounts?
Then there’s the Delta Dental Premier, a fee-for-service network-based dental plan that is currently unmatched in the industry. The dentists in the Premier network, which has 198,200 locations, have agreed to accept contracted rates as full payments. Members are also allowed to choose their own dentists. There is very low network turnover at less than 2% under this plan.
4. DeltaCare USA
The DeltaCare USA is a prepaid program that works like a dental HMO plan. This plan is characterized by set co-payments, no benefit maximums, and no annual deductibles. This plan offers comprehensive coverage spanning over 250 covered procedures offered by a stable and highly credentialed network of dentists. The network has a low turnover rate of less than 2%.
In some states, DeltaCare USA allows members to choose one dentist who will serve as their primary care provider.
Why Choose A Delta Dental Plan
Getting a Delta Dental Plan is one of the best decisions you can make for your life, for your family, and for your organization. For businesses, giving high-quality dental benefits from Delta Dental to your employees can help improve their productivity. For families, only a quality like that which Delta Dental provides deserves to be trusted with your family’s health.
Delta Dental has it all. Dental plans with good coverage, affordable rates, and a good network of dentists, combined with experience, cost control, stability, national range of service, and convenience.
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