Ameritas Dental Insurance
Outstanding Flexibility to Offer You Exactly What You Need
Ameritas dental insurance is one of the leading providers of dental care insurance in the country.
It also offers eye care health products as well. The dental and eye care insurance arm is part of the Ameritas Group. Its main objective is to provide affordable health assistance to American individuals and organizations.
Ameritas Group is also a part of the Ameritas Life Insurance Corp., which is a well-trusted insurance provider in the country thanks to its consistent ratings, financial stability, and the credibility of its industry experts. Ameritas is based in Florida, but its services are offered nationwide.
Currently, it has more than 100,000 businesses under its wing, with a total of 1.6 million members in the entire country.
If you are on the search for a dental insurance plan, check out the various offers of Ameritas dental insurance so you can get a trusted policy, professional people to transact with, affordable dental care, and a lot of savings.
The Top Offers
Dental insurance from Ameritas offers are:
- Ameritas Traditional 750 Dental Plan
- Ameritas Progressive 750 Dental Plan
- Ameritas Access 1500 Dental Plan
1. Ameritas Traditional 750 Dental Plan
The Ameritas Traditional 750 dental plan is one of the many types of dental plans offered by Ameritas dental insurance.
This plan offers comprehensive coverage that allows members to choose any dentist they prefer. The plan already covers 100% of preventive care procedures such as cleanings, dental x-rays, and regular exams. There is an elimination period before you can avail of the coverage, but this is just very short so you can enjoy the benefits as soon as possible.
This plan has become a popular choice among those who are looking for a dental insurance plan with high co-insurance levels and low deductibles. The plan also allows you your choice of calendar year maximums. This means you are able to tailor-fit the plan to meet your specific needs.
2. Ameritas Progressive 750 Dental Plan
Ameritas also offers a Progressive 750 dental plan.
This dental plan is available at low prices. For example, for zip code 21237, the plan is offered for only $42.89. This is an indemnity dental plan, which offers a wide coverage for both major and minor procedures. The plan also allows you to choose your preferred dental care provider and set your own maximum for the calendar year.
If you or your child needs braces, this is also the ideal plan to avail of. The Progressive 750 dental plan is one of the few that covers orthodontics. You just have to wait for the 12-month elimination period to pass.
3. Ameritas Access 1500 Dental Plan
Ameritas also offers a higher plan: the Ameritas Access 1500.
This is a bit more expensive than the previous plan, though the difference is barely noticeable. In zip code 21237, the plan is available for $44.31. The Ameritas Access 1500 dental plan is the ideal plan if you are specifically looking for a plan that will lower the costs you will shell out from your own pocket.
To avail of the great discount offers, members should go to a dentist thats part of the Ameritas network. However, the plan does not keep you from visiting an out-of-network dentist, though discounts may be lower.
This plan also offers 100% coverage of all preventive care services such as routine examinations, fluoride treatments, and cleanings for children under 19 years old. The free services become available after an elimination period of 3 months and only from network dentists. If you go to a dentist not belonging to the network, you dont get freebies, but you nonetheless get 80% discounts.
Why Choose Ameritas
Ameritas Dental Insurance seems to be one of the most determined to hand affordable dental care over to all citizens.
The company continuously comes up with more dental insurance products designed to provide dental benefits to individuals and employees, with a focus on cost-cutting. Their high/low dental plans are also known to offer outstanding flexibility to members to make sure that they get the coverage that matters most to them.
Due to its high-quality and highly beneficial products, Ameritas has encouraged a lot of individuals and businesses to put dental health on the priority list.
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