Metlife Dental Insurance
Complete Dental Health Plans Your Preferred Way
Metlife Dental Insurance is offered by Metlife, Inc., one of the leading insurance firms that provide solutions for the various financial and insurance needs of individuals and businesses in the United States.
The company offers a strong and full-featured dental plan system, which includes both PPO and HMO dental plans. Metlife also works with an extensive network of dentists that can offer high quality services within Metlife dental plans.
Metlife’s primary offer is the PDP or Preferred Dentist Program, their own version of a PPO dental plan. Participating in this plan allows you to choose your own dentist.
Metlife offers you an easy way to choose a dentist; the Metlife website has a dentist directory through which you can browse. You can do a quick search from their database to choose a dentist then start receiving discounted dental care immediately.
Before going for a dental treatment or appointment, you can inform the dentist of your Metlife dental insurance plan so you can avail of low-cost services.
The Metlife Benefits: Why Choose Metlife Plans ?
- High Quality Dental Care
- Metlife Dentist Support
- Easy and Convinient Plans
- The Low Priced Metlife Dental Insurance Plans
1. High Quality Dental Care You Prefer
When you avail of a dental plan from Metlife, you get access to more than 90,000 dentists. The company chooses only the best dentists that can provide you with ensured services, and then gives you the opportunity to choose among these dentists. The dentists that participate in Metlife’s dental programs are top dentists with valid licenses and special training.
Metlife has very meticulous standards when it comes to approving dentists that will take care of their members’ needs. And to make sure you benefit from the advances in dental care, PDP dentists are also offered free continuing education credits certified by the American Dental Association through a special Metlife program.
2. Metlife Support for Out-of-Network Dentists
Although Metlife has its network of dentists, the Metlife dental plan allows you to choose your preferred dentist even if he or she is not included in the Metlife network. You should just be aware that even though you still get discounted rates for dental procedures done by an out-of-network dentist, you will pay more for such services than when you go to an in-network dentist. For example, instead of a 100% coverage of basic cleanings, you will only get 60-90% coverage from an out-of-network dentist.
3. Easy and Convenient
Metlife dental insurance members have been satisfied with the excellent dental insurance coverage they get from Metlife. Metlife also ensures that you can easily enjoy the benefits offered by Metlife. You don’t have to worry about forms that need to be filled up. And if you want to find out the costs of your dental treatment, you can get an estimate by contacting Metlife online or via phone or fax. You can also access your insurance details online such as your claim status, your claim history, and the likes.
4. Dental Care at a Low Cost
Metlife Dental Plans ensures that you get dental care at a low cost. If you get dental treatment from a dentist within the PDP network, your overall out-of-pocket expenses will be much lower. You will only pay for the fees that Metlife has already pre-negotiated for you. These fees are around 10% to 35% less than the regular fees, but they are already considered as full payment. The fees apply to all dental treatment services, even to cosmetic dental procedures.
Covered treatments are categorized into four types: Basic, Intermediate, Major, and Orthodontia. Basic includes cleanings, oral exams, and x-rays. Intermediate includes fillings and periodontal maintenance. Major includes implants, bridges, crowns, root canals, and dentures. Lastly, Orthodontia includes all comprehensive orthodontics and fixed appliance.
5. Dental Care that Meets Your Needs
Aside from that, the Metlife PDP dental insurance plan also throws in a Dental Advisory Council and a Quality Initiatives Program. It has also garnered good response from consumers due to Metlife’s timely claims processing and a convenient system that answers all consumers’ questions and needs.
What Are Your Options?
Metlife offers two basic dental insurance options. These are the Standard and the High dental insurance plans.
Both options cover 100% of Basic dental procedures. The Standard covers 55% of Intermediate, 35% of Major, and 50% of Orthodontia procedures. On the other hand, the High option covers 70% of Intermediate procedures, 35% of Major procedures, and 50% of Orthodontia procedures.
Covered treatments are categorized into four types: Basic, Intermediate, Major, and Orthodontia. Basic includes cleanings, oral exams, and x-rays. Intermediate includes fillings and periodontal maintenance.
Major includes implants, bridges, crowns, root canals, and dentures.
Lastly, Orthodontia includes all comprehensive orthodontics and fixed appliance.
Although there are certain differences in the amount covered by the dental plan for different dental procedures based on the standard and high options, both still offer great discounts.
This way, you can choose the plan that best suits your individual needs and that of your family.
Back from Metlife Dental Insurance to Dental Insurance and Dental Plans
Copyright dentalinsurancecare.com. Protected by Copyscape - do not copy.